Travel medical insurance

AMA Travel Specialist Judy Mercer discusses why you need travel insurance.

A small accident can ruin your vacation

Bike accidents happen. And, falling off your bike can hurt even more if you’re vacationing far from home. With a variety of plans, Tranquility Travel Medical Insurance gives you worldwide coverage for travel outside Alberta – so your holiday doesn’t cost you more than it should.

Protect the ones you love and receive the best value with family annual multi-trip plans. Pre-existing medical conditions may be covered if you meet stability and eligibility criteria.

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Read our top 10 travel insurance and international medical insurance tips

Do you need travel medical insurance?

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Travel medical insurance provides you with the care and support you need should you or your travelling partners have a medical emergency while on vacation and offers worldwide coverage when you travel outside Alberta.

Government health plans provide limited benefits when you are traveling outside your province of residence, whether your journey takes you around the world or within Canada. It is always important to purchase additional travel insurance to protect your family and finances from emergency situation and expenses due to medical emergencies. 

StandbyMD_SM services featuring 24/7 telephone access to a qualified physician in the US and select international destinations plus 24/7 access to physician house call visits in select cities.

Benefits of Tranquility Travel Medical Insurance

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• Up to $5 million CAD in emergency medical coverage  
• No age restrictions 
• Deductible options available on select plans 
• Pre-existing medical conditions may be covered if you meet stability and eligibility criteria 
• Unlimited coverage for travel within Canada outside Alberta (under the annual plan)  
• Competitive rates 
• Comprehensive coverage 
• 24-hour emergency assistance hotline, including new stand-by MD services 
• Coverage for amateur sports and recreational activities
• Choice of annual multi-trip plan or single-trip plan 
• Choice of individual or family plan 

Travel medical insurance plan

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Plan one: Annual plan

• Annual plan coverage lets you travel worry-free. It may be right for you if you travel frequently for business or pleasure.
• When traveling within Canada, this plan provides coverage for unlimited number of days.  When traveling outside Canada, this plan provides coverage for the first 15, 30 or 60 days of each trip, depending on the plan you choose.  The 15, 30 or 60 days begin counting when you depart Canada.
• For trips longer than 15, 30 or 60 days, Top-up rates are available and must be purchased prior to your trip departure or prior to the end of your 15, 30 or 60 days.

Plan two: Daily plan

• Daily plan coverage is ideal for infrequent travellers. It may be right for you if you are taking a single trip outside Canada for a specific length of time. Coverage under Plan One and Plan Two is available for up to 365 days, provided that you get confirmation from your Government Health Insurance Plan that your coverage is valid for the full period that you are out of province.

Travel medical insurance coverage highlights

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These are examples of the types of expenses covered under AMA Travel medical insurance (subject to the terms and conditions of the policy): Up to $5 million CAD in emergency medical coverage.

• Emergency hospital and medical services 
• NEW Stand-by MD providing 24 hours access to physician phone consultations, house calls and more, ask for details
• Professional services of a chiropractic, physiotherapist or podiatrist
• Prescriptions ordered by a physician
• Unlimited coverage for travel within Canada outside Alberta (under the annual plan)
• Medical appliance rental
• Medical transport including air ambulance  
• Private duty nursing  
• Emergency dental expenses 
• Return airfare if you should return to Canada immediately for medical care  
• Repatriation if your vehicle is stolen or rendered inoperable
• Transportation of a family member to your bedside if you are hospitalized
• Travelling companion's return if you are hospitalized
• Vehicle return if you are unable to do so because of a medical emergency
• And much more

Travel medical insurance eligibility

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AMA Travel medical insurance offers coverage to meet your needs, whatever your travel requirements. You are eligible as long as you: 

• Are a citizen or resident of Alberta, Canada
• Are insured under a Canadian Government Health Insurance Plan and
• Meet the eligibility requirements and the plan qualification requirements