Worried about protecting your identity? So are we, which is why AMA Insurance includes identity theft expense coverage with all homeowner, condo and renters insurance policies. This coverage comes with no additional premium and any claim under this coverage will not affect your claims-free status.
Identity theft is when another person acquires key pieces of your identifying information, such as your driver’s licence, credit card number, social insurance number or banking information and then uses that information without your consent in a fraudulent manner. This may include credit card spending sprees, opening false bank accounts, or applying for loans under a stolen name and defaulting on the payments.
If you have been the target of identity theft, you will incur some costs as you work to restore your identity. AMA Insurance’s identity theft expense insurance coverage pays for these costs to a specified limit.
The amount of identity theft protection coverage depends on the type of policy you’ve purchased. If you have an AMA Exclusive homeowner, condo or renters insurance policy, you are covered for up to $20,000 per occurrence to cover the cost associated with restoring your identity during the policy term.
If you have any other type of AMA homeowner, condo or renters insurance policy (Essential, Enhanced or Excel) you are covered for up to $15,000 per occurrence.
A maximum limit of $40,000 for Exclusive policies and $30,000 for all other policies applies for all identity theft expense claims within a single policy period.
Learn more about your home insurance coverage options.
An identity theft expense is a cost you incur in order to restore your identity.
Costs that are covered under your identity theft insurance expense coverage include:
Call our claims department at 1-888-426-2444. Remember, making a claim under this coverage will not affect your claims-free status.
This identity theft protection coverage is included at no extra charge as part of your AMA homeowner, condo or renters insurance policy. It’s just one more way AMA Insurance is committed to providing the best possible value and service for our policyholders.
Don’t have your home insurance with us? Learn more about AMA’s home insurance products and get a quick and easy online home insurance quote.
AMA home insurance products are available exclusively to AMA members. Not a member? Join now!