Make the most of your CAA MasterCard®*

 

 

     

Manage your CAA MasterCard when you create an online account.

  • View your transactions, statements and authorizations.
  • Update your account information at any time. 

Bonus 10 CAA Dollars®  

Go paperless. Turn off your paper statements and get a one-time bonus of 10 CAA Dollars.
Sign up today!

Changing your PIN is easy:

  1. Call 1-866-243-4301 then follow the prompt and press 1 then press 2. 
  2. Enter your new PIN when you make your next purchase at a vendor (must be a chip terminal).
  3. The system will indicate “invalid PIN” and you will be prompted to enter your new PIN a second time.
  4. The merchant will then ask you to sign a regular credit card purchase receipt and your PIN will have been officially changed.

Questions? We're here to help:

Earn valuable CAA Dollars® when you shop with your CAA MasterCard®*.

  • 1 CAA Dollar = $1 Canadian.
  • CAA Dollars are flexible and never expire.
  • You can redeem as many as you want - when you want.

Get your bills to pay you back!

Sign up for pre-authorized payments for everything from utilities, cable, phone - even your
AMA membership and your CAA Dollars can add up fast.

Cash in your CAA Dollars for exciting rewards at AMA.

 The things you LOVE at AMA               

 The things you NEED at AMA    

Coach tours, sun getaways, cruises  

 

Auto and Home Insurance 

Hotels and car rentals      Driver education 
Movie tickets     Vehicle registration 
Luggage and accessories     GICs 
Attractions tickets and more!     Driver's licence renewal and more!

You'll LOVE SHOPPING with your CAA MasterCard1:

  1. Earn CAA Dollars everywhere you shop.2
  2. Earn up to 3X on fuel at Husky and Mohawk.3
  3. Protect your purchases against theft, loss or damage for 90 days.4
  4. Double the manufacturer’s regular warranty of your purchases for up to an additional year.4
  5. Enjoy added security when shopping online.

You'll LOVE TRAVELLING with your CAA MasterCard1

  1. Enjoy AMA Travel's Best Price Guarantee when you pay for select cruises, vacation packages and hotels with your CAA MasterCard.
  2. Get reimbursed for lost luggage5, expenses from delayed flights4 and travel interruptions.4,6
  3. Be covered with trip cancellation insurance.4, 8
  4. Be insured with car rental collision damage waiver4 and accident insurance.5
  5. Get peace of mind with common carrier travel accident insurance.5
  6. Be prepared with Travel Assistance Services7 and more.

Insurance benefits whether you're at home or travelling


The very interesting fine print:
**® CAA, CAA logo and CAA Dollars trademark is owned by, and use is granted by, the Canadian Automobile Association.
CAA, CAA logo and CAA Dollars trademark is owned by, and use is granted by, the Canadian Automobile Association.®*MasterCard is a registered trademark of MasterCard International Incorporated and is used pursuant to license.
1 For details, limitations and exclusions, please refer to your Certificate of Insurance you received with your CAA MasterCard.Services vary from the CAA No Fee MasterCard., the CAA Low Rate MasterCard and the CAA Premium MasterCard.
2 On eligible purchases, wherever MasterCard is accepted. CAA Dollars are rewarded to a maximum annual spend limit of $50,000 on the CAA Premium MasterCard.
3 Earn CAA Dollars when you fuel up at Husky or Mohawk and pay with your CAA MasterCard. Plus earn additional CAA Dollars when you show your AMA membership card. This example shows rewards earned when showing your AMA membership card and paying with your CAA MasterCard compared to only showing your AMA membership card. Assumes fuel is $1 a litre.
4 Benefits are underwritten by American Bankers Insurance Company of Florida and/or American Bankers Life Assurance Company of Florida, Assurant Solutions™‡ companies. Details of your coverage, including terms, conditions, limitations and exclusions, are in the Certificate of Insurance provided with your card.
5 Baggage Delay, Rental Car Accident Insurance, and Common Carrier Travel Accident Insurance: Benefits are underwritten by Chubb Insurance Company of Canada. Details of your coverage, including terms, conditions, limitations and exclusions, are in the Certificate of Insurance provided with your Card.
6 The Trip Interruption Insurance on the Bridgewater Bank CAA No Fee MasterCard is different from the Trip Interruption Insurance found on the Bridgewater Bank CAA Premium MasterCard. Refer to the Certificate of Insurance for full terms, conditions and limitations.
7 Travel Assistance Services are services only, not insurance benefits. Any costs incurred for, or in connection with such services will be charged to your Card (subject to credit availability).
8 Only available with the CAA Premium MasterCard.

Where can I use my CAA MasterCard?

What should I do if my card is lost or stolen?

How can I change my credit limit?

How do I make a payment on my CAA MasteCard?

What is a cash advance?

How do I find out more about or dispute the purchases appearing on my credit card statement?

What is PayPass™*?

What is MasterCard SecureCode®*?

What is the age requirement for an authorized user (secondary cardholder)?

What is pre-authorized debit (PAD)?

Where can I use my CAA MasterCard?
Your CAA MasterCard is accepted at millions of retailers worldwide and at over a million bank machines worldwide, along with banks, currency exchange locations, stores, restaurants etc.
What should I do if my card is lost or stolen?
Call Bridgewater Bank 24/7. If possible, have your credit card number handy so we can cancel your lost/stolen account immediately. A new card will be on its way – wherever you are – often within 2 business days.

Within Canada/USA: 1-866-243-4301, then press 1
Outside Canada/USA: 1-403-817-7000
How can I change my credit limit?
You can request a credit limit increase or decrease by contacting us. Please note you may be required to provide current information about your income or credit obligations.

Within Canada/USA: 1-866-243-4301
Outside Canada/USA: 1-403-817-7000
How do I make a payment on my CAA MasteCard?
It’s easy. You can pay at your local branch, online or through telephone banking. Just add Bridgewater MasterCard as payee or mail a cheque payment to:

Bridgewater Bank,
Box 1360 Station T
Calgary, AB T2H 2H6

Bridgewater Bank is on the payee list for the following financial institutions as indicated below.

Bank Name Listed As
ATB Financial Bridgewater Bank MasterCard
CIBC MasterCard Bridgewater Bank
BMO Bridgewater Bank MasterCard
First Calgary Bridgewater Bank
HSBC Bridgewater Bank MasterCard
RBC Bridgewater MasterCard
ScotiaBank Bridgewater Bank
TD Canada Trust Bridgewater Bank- MasterCard Payments

Other financial institutions and credit unions may use different payee names. To add Bridgewater Bank as a payee at your local branch, follow the instructions provided.

What is a cash advance?
With a CAA MasterCard, cardholders have access to cash through a network of automated teller machines (ATMs) and financial institutions worldwide that display the MasterCard logo. Other cash-like transactions including but not limited to money orders, wire transfers and gaming transactions are also treated as cash advances. With a cash advance, interest begins accruing from the day you make the transaction. Unlike purchases, there is no grace period for cash advances.
How do I find out more about or dispute the purchases appearing on my credit card statement?
Please contact Bridgewater Bank within 30 days of the statement date on which the transaction first appeared. If you believe your card may have been used fraudulently, contact Bridgewater Bank immediately.

Within Canada/USA: 1-866-243-4301
Outside Canada/USA: 1-403-817-7000
What is PayPass™*?
PayPass is a contactless technology that makes it more convenient to pay at places you would normally make cash purchases under $50. Simply tap your card on the PayPass reader at the register and you’re good to go.
What is MasterCard SecureCode®*?
SecureCode is a free verification service. It allows you to register and create your own online PIN that provides increased protection against unauthorized use of you CAA MasterCard when used online at participating merchants. You can set up an online PIN prior to completing an online purchase at participating merchant sites or sign up for an online PIN online in advance.
What is the age requirement for an authorized user (secondary cardholder)?
Authorized users (also called secondary cardholders) are required to be at least 16 years of age and abide by the cardholder agreement terms and conditions. The account may be charged a fee for each card issued to an authorized user. Please contact Bridgewater Bank for more information.

Within Canada/USA: 1-866-243-4301
Outside Canada/USA): 403-817-7000
What is pre-authorized debit (PAD)?
Pre-authorized debit is one of the most convenient ways to pay your bills plus you earn CAA Dollars on all your payments! Once you set it up with us, we’ll automatically withdraw the amount of your monthly bill from your bank account. This service can help you avoid late fees or missed payments. To set up pre-authorized debit, simply complete the PAD form and debit agreement that was included in your welcome kit. Contact us to request a form or download the required documentation. Completed forms can be faxed to 1-888-533-7402.