Retirement |
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You’ve worked hard, saved responsibly, and now it’s time to sit back and enjoy the fruits of your labour. Retiring gives you the opportunity and freedom to spend your Golden Years as you see fit – whether that be travelling the world, spending more time with your grandchildren or devoting more hours to your hobbies. But regardless of how you choose to spend your retirement, you will want to ensure your health and finances are protected so you can relax and not worry about the future, unless it’s planning next year’s trip to Europe!.
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For your life
In the years leading up to retirement, you diligently put aside funds every month to prepare for your future, but one unexpected event could put your financial security in jeopardy. With no regular paycheque anymore, you are reliant on your savings to maintain your quality of life.
You can help protect your savings and the financial security of your family with long-term care insurance. You hope to live a long, healthy and independent life, but no one is immune to an unexpected illness or accident. Long-term care insurance will pay for the cost of health and personal care services if you are no longer able to care for yourself.
You may also want to consider critical illness insurance, which will help protect you from the financial impact of a life-altering illness. Recovery from a serious illness can be costly, potentially draining the savings you had set aside for your retirement. Critical illness insurance provides you with a lump sum payment to use as you see fit as you recover. It could be used to replace lost retirement income, pay for special medical treatments or renovate your home for special needs.
Now that you’re retired, you may think you don’t need life insurance. Your children are grown and out of the house, your mortgage is paid off and you have little to no debt. “What’s the point?” you ask, if you are no longer concerned about providing for a young family, if something were to happen to you.
But having financial stability is just as important in retirement as it is when you have a young family. Life insurance can provide for your spouse, should something happen to you. It can provide funds to settle your estate and pay your final expenses, while preserving or supplementing to your spouse’s retirement savings.
There are many things to consider when planning your retirement. An AMA life advisor can help create the right solution for your needs. Contact one today!
For your health
Ah, retirement. No more commuting to work. No more staff meetings. No more reports to write. And no more benefits plan.
As an employee, you may have had a health and dental plan through your employer. Now that you’re retired, you no longer have access to those benefits. However, as you get older, your need for health and dental services may increase and those services can get expensive if you are constantly paying out-of-pocket for them.
Health and dental plan insurance can provide you with affordable coverage during your retirement without draining your hard-earned savings. The AMA Health and Dental Plan allows you to choose the level of coverage you need, providing day-to-day coverage, as well as protecting you from unexpected medical costs. There are no medical exams or questionnaires for the essential plan, which means your coverage is guaranteed!
You’ve worked hard to save the resources to enjoy your retirement. Don’t leave your health and dental needs to chance. Get a quote and apply online for the AMA Health and Dental Plan today!
For your travels
Perhaps it’s always been your dream to travel the world and thanks to careful planning, you will be able to achieve that goal in your retirement. But before you begin globetrotting, you may want to look at packing some travel insurance in your suitcase.
Experiencing an accident or unexpected illness while travelling outside of Alberta can be very costly if you don’t have the right coverage. Protect yourself during your travels with emergency travel medical insurance. Don’t take risks with your health or your retirement savings. Enjoy your travels knowing you are covered in the case of a medical emergency.
For your home and auto
When you retire, your life can go through some big changes. Maybe you are planning to downsize from a house to a condominium or purchase vacation property in the mountains. Perhaps owing an RV is in the not-to-distant future. Or buying that convertible you’ve always wanted. Whatever your needs, AMA offers home and auto insurance to protect your most valuable assets. Get an online home insurance or auto insurance quote today or contact us for more information.
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