AMA Financial Mortgage Solutions

• Planning to purchase or build a new home
• Looking to transfer your mortgage
• Thinking of refinancing to make your dream renovation or trip a reality

Available Mortgage Solutions

Conventional Mortgage
Obtain a mortgage with a down payment of 20% or more with no mortgage insurance.*

Insured High Ratio Mortgage
Become a home owner much sooner, with as little as 5% down. It's a great opportunity for you to build equity and benefit from potential housing value appreciation.

Refinance
Access up to 90% of your home's current value; freeing up your cash to finance a renovation, consolidate debt, or to go on your dream vacation.

Home Equity Line of Credit (HELOC)
Access up to 80% value of your home, with the benefits of both a fixed and variable rate options.

Builders Draw Mortgage
Receive funds on your home while it's being built. Advances are available to you at each stage of construction.

Business For Self (Alt A)
Self employed and commissioned sales people who cannot provide income verification, can qualify for a high ratio insured mortgage for purchase or refinance purposes.

Cash Back Mortgage
Get cash back based on your mortgage amount and term so spend however you chose: to cover the expected purchase costs such as landscaping, renovations, furniture or appliance purchase, moving costs, and more.

Non-Permanent Residence Mortgage
If you are a non-permanent resident who is legally entitled to work in Canada, our mortgage allows you to purchase a home with as little as a 10% down payment.

New to Canada
If you have recently immigrated or relocated to Canada, we can help you to qualify for a mortgage with as little as a 5% down payment.

Second Home/Vacation Home
We can arrange the financing for you to purchase or refinance a second propery.

Rental Property Program
If you are a real estate investor, AMA Financial arranges mortgages for up to 4 rental properties at competitve rates. With up to 80% financing and 35 year amortization available on a new purchase or refinancing, it's perfect for new or seasoned investors.

^{* Not applicable on Adjustable Rate Mortgages and Rental Property Mortgages}